Bat exclusion, bat proofing, guano clean-up, Histoplasmosis mitigation and repairs to your building from damage caused by bats is often very expensive. Insurance companies and bat removal often do not go hand in hand.

According to the Insurance Information Institute, most pest infestations (and the damages accompanying them), are “maintenance issues” and not covered by insurance. The insurers feel it is the duty of the owner of the property to prevent the infestation or eradicate it long before any damage is done. In most cases, the property owner is left to pay for any damages.

That said, there are several options and situations that may provide significant financial relief if you are facing an expensive project – or at least save you money in the long run.

Did you recently purchase your home or building? Selling a house or building with an infestation of bats does not release the seller of liability. If your property was acquired in the past 24 months, the previous owner, the real estate broker, and the inspector for the bank may all be liable for the entire situation. Even if the previous owner was unaware of the problem, a proper inspection should reveal the presence of a bat infestation. Of course, you will need some evidence that the infestation is not new. A specialist in bat exclusion should be able to give you a good assessment based on the size of the colony, the amount of property damage and the amount of guano accumulated. Have these photographed if at all possible.

Hire someone who specializes in bats. If you find a pest control company or ‘critter ridder’ who gives you a less expensive initial bid – the project may end up costing you much more in the long run. Ask these questions: Can they really accomplish the task?, Do they have experience?, Do they have satisfied customers from more than one or two years previous?, Do they offer a warranty against re-infestation? A significant percentage of the jobs our company does are situations where another company has been paid for the job, and the bats are still present.

Pursue coverage from your insurance company. The first answer most of our customers receive is quoted above in paragraph two. However, there are many cases that actually do qualify for coverage – despite the first answer you may get on the telephone. We are happy to provide comprehensive assistance to our customers to make sure you get the coverage you are paying for. Bats are different than “most pest infestations”. The risk of rabies and Histoplasmosis presents real liability issues for homeowner’s insurance companies and bat removal. Over years, bats can cause catastrophic damage, even resulting in complete property value loss. Further, many infestations could not have prevented the infestation with maintenance (each case is different).

Be alert to re-infestation. When a colony of bats establishes a nest, it has a very strong instinctive drive to stay there or return there (depending on species) every year. If you have the bats removed, they will try to get back in. As persistent, wild animals, they are sometimes successful. Staying vigilant to the signs of their return can help you save money by (1) catching the problem while you are still under warranty and (2) catching the problem before more damage is done and (3) catching the problem before guano accumulates and Histoplasmosis mitigation is necessary.

Your Local Bat Removal Expert,

Get Bats Out Owner and President Michael KoskiMichael Koski

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  • Amanda Adams

    November 8, 2019 | Reply

    Hi I thought we had rodents but had a company (TERMINIX) come out and they said we have a bat problem in our attic. They are going to come back in a week and pull out all of the old insulation that is riddled with bat droppings and lay new, and exterminate for the issue. They do have a guarantee against the bats as well. We just purchased our home at the end of August. What action can we take to get this paid for? Thank you!

    • Tori Bruce

      November 12, 2019 | Reply

      Hi, I'm so sorry to hear that! Sounds like you bought someone else's problem. It is our understanding that in a lot of states, when a home is sold, the realtor, seller, and inspector might have liability for around 24 months after the sale for undisclosed issues (like a bat infestation). We can't give you legal advise but we recommend you get some representation if you think you need it.

  • Linda kelly

    April 3, 2018 | Reply

    I live in a log home I had a log home company in st Charles mi come out he was to put on new roof new six inch stork foam insulation 4by8 squares n clean out all bat poop n seal all holes n replace air venting n more turns out he didn’t clean out guano just put new roof on the stink never left we had him leave now summer is coming n I need to use bedroom up there n can’t can u help me where to start over n get this problem fixed the right way

    • GetBatsOut

      April 3, 2018 | Reply

      We would be happy to assist you. You can fill out a form to talk to one of our insurance specialists here: getbatsout.com/bat-removal-homeowners-insurance/ or call our customer service if you just want to work with our technician without homeowners insurance at 877-264-2287.

  • Kathy

    August 24, 2017 | Reply

    What do you charge for an inspection? And if work is needed, will the inspection apply towards the cost of the job? Thanks so much for your time and reply.

    • GetBatsOut

      August 24, 2017 | Reply

      Our inspection charges differ if you are utilizing insurance. These inspections require a more thorough inspection that includes taking measurements and such that we don't need during a normal inspection. If you don't utilize insurance, inspection fees go towards your final contract. If you utilize insurance, they go towards your deductible that we are required to collect.

  • Sara

    August 11, 2016 | Reply

    I had a bat in my house today, and another in the past year, plus 2 dead bats in my microwave vent. I purchased my home 22 months ago. I believe I may have bats in my attic. Please advise how I should proceed. Thank you.

    • GetBatsOut

      August 13, 2016 | Reply

      Hi Sara, for starters, don't go in the attic. If there are bats up there, you run the risk of being bitten and having to undergo rabies shots. Contact my customer service at 877-264-2287 so they can set you up with an inspection with one of our technicians. They will figure out if you have an infestation or not. Secondly, if the infestation was there and the previous owners knew about it, you may have legal recourse to force them to pay. Most states the limit is 2 years however. I would recommend contacting your real estate agent ASAP as well.

  • Mary Barrett

    June 2, 2016 | Reply

    I need my house inspected and sealed to prevent bats getting in if necessary. Can it be covered under home owners insurance?

    • GetBatsOut

      June 2, 2016 | Reply

      We can't really offer you a guarantee that it will be covered as every homeowners insurance policy is different. We would be happy to discuss it with you and work with your insurance company however. Fill out the form here https://www.getbatsout.com/bat-removal-homeowners-insurance/ and we will be in touch within 24 hours.

  • Todd Neal

    May 30, 2016 | Reply

    Need assistance on where to start. Have bats in the attic and have caused much damage and smell.

    • GetBatsOut

      May 30, 2016 | Reply

      For sure! Fill out our form with your contact info here: https://www.getbatsout.com/bat-removal-homeowners-insurance/ One of our insurance coordinators will be in contact within 24 hours.

  • Debra Brager

    March 25, 2016 | Reply

    Hello Michael, I spoke to you many times last year, and still need bat guano cleanup. I did speak to another company, but they don't work with insurance companies. Are you still willing to have the woman who works with insurance companies for your business, help me with my insurance company? Please just let me know, then I wont try to contact you any more. I'm just afraid your prices are going to be to high, but I DO NEED THIS DONE, and will probably have to take out a loan.

    • GetBatsOut

      March 29, 2016 | Reply

      For sure, we will have Kim get in touch with you.

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